SCA payments

2 years 1 month ago #2901 by Neus Torner
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Neus Torner
SCA payments was created by Neus Torner
Hi,

I've just received this email from Stripe after a transaction:


Thanks for choosing Stripe! We are writing to you because we warn that your account will be affected by the regulatory requirement called Enhanced Client Authentication (SCA). The SCA requires two-step authentication for many of the payments made in Europe. Payments that are not authenticated will run the risk of being rejected by your clients' banks.

Your account has payments (like this one) in active mode that use the API Charges which does not support the requirements of Strong Client Authentication (SCA). We recommend that you contact your plugin developer to inquire about using one of our SCA-ready integration paths to avoid increasing the number of declined payments in Europe.


Do I have to worry about this? As far as I know all banks in Spain already have implemented two-factor for any transaction.

If this extension is not SCA-ready is there any plan to make it?

Thanks.
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2 years 1 month ago #2912 by Eugene
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Posts: 934
Replied by Eugene on topic SCA payments
Hi Neus,
Thank you for reporting.

In fact, our plugin support 3D Secure, but we use the previous version of Stripe API, that's why you got warning message. We will update the plugin to meet the latest version of the API.
Now you may go on accepting payments since 3D Secure is already implemented there.

The new version of the plugin is scheduled for the end of April.

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2 years 1 month ago #2924 by Neus Torner
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Neus Torner
Replied by Neus Torner on topic SCA payments
Thank you very much for confirming.

Kind regards.
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2 years 1 month ago #2940 by Eugene
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Posts: 934
Replied by Eugene on topic SCA payments
Hi Neus,

Stripe plugin for Phoca Cart version 1.2.0 released.
www.norrnext.com/blog/item/stripe-plugin...phoca-cart-ver-1-2-0

Do not forget to upgrade API in Stripe dashboard.

Good luck!
Eugene

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